Do you have an investment idea and are looking for the right leasing offer tailored to your business profile?
We will help you obtain it by negotiating with financial institutions and preparing all the necessary documentation. We offer operational leasing, financial leasing, sale-and-leaseback, and leasing loans.
Operational Leasing
Lease instalments are fully deductible as a tax cost. VAT is added to each instalment. At the end of the agreement, purchase is optional — the ideal solution for businesses seeking flexibility.
Financial Leasing
The lessee, as the economic owner, depreciates the leased asset. Only the interest portion of each instalment is tax-deductible, and VAT is paid with the first instalment. The lessee becomes the owner after paying the final instalment.
Sale-and-Leaseback
Frees up capital tied up in assets you already own. Your company sells equipment or machinery to a leasing company and continues using it under a lease agreement — improving cash flow without disrupting operations.
Leasing Loan
Enables financing of subsidised equipment where the borrower must remain the owner. The borrower depreciates the asset on which a lien is established — ideal for EU-funded investment projects.
Leasing allows repayment schedules to be tailored to individual needs, including seasonal revenue patterns. You cover costs from current business income without committing your own capital.
Najczęściej zadawane pytania
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In operational leasing, all instalments are fully tax-deductible and VAT is split across each instalment. A purchase at the end of the term is optional. In financial leasing, the lessee depreciates the asset as the economic owner, only the interest portion of the instalment is deductible, and VAT is paid upfront with the first instalment. Ownership transfers after the final payment.
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Standard requirements include: company registration documents (KRS/CEIDG, VAT ID, REGON), financial statements or tax returns for the past 1–2 years, bank statements from the last 3–6 months, and details of the asset to be leased. Requirements may vary depending on the institution and transaction value.
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Yes. Sale-and-leaseback involves selling existing equipment or machinery to a leasing company and then continuing to use it under a lease agreement. This releases capital tied up in fixed assets and improves liquidity without interrupting operations.